Aurora Property Law

Aurora Property Law

The Law Office of Judd M. Lofchie, LLM, P.C.


Aurora Property Law concentrates in real estate, residential foreclosure, restaurant and franchise law, estate planning, and business law.

Judd Lofchie and Miguel Fernandez have dedicated their careers to protecting the interests of individuals and businesses. The firm brings a wealth of diverse professional experiences - Judd has a background in real estate, a graduate degree in international law, employment with a Wall Street law firm and experienced associates. Judd and Miguel address the law in an entrepreneurial manner, using their background to find creative solutions to legal problems. This creative approach saves aggravation, time and money.

Judd Lofchie has a reputation of integrity. He was selected Citizen Of The Year in 1991 by Lerner’s Skyline Newspaper for his volunteer work. In 1992 Judd started Streetwise Newspaper for the homeless in Chicago. When you choose Judd Lofchie to handle your legal affairs, you gain an experienced “streetwise” lawyer with a commitment to ethics and efficiency.

icon of LAW

Our Values


MISSION:  Lawyers with heart...


What we offer

icon of a house


Licensed brokers and real estate attorneys Judd Lofchie and Miguel Fernandez bring over 40 years of experience in real estate to their law firm - valuable resources for sellers, investors, and business owners.

Judd and Miguel are well versed in the legal obligations of both residential and commercial transactions.

Judd has served on the Board of Advisors of the Metropolitan Tenant rights Organization in Chicago. Judd and Miguel are members of The National Association of Realtors, The International Association of Shopping Centers, and The Realtor Association of Fox Valley.

They educate their clients on the options open to them. Judd draws on his experience as a teacher of real estate at Chicago adult education centers, the Discovery Center, and the Learning Annex.

Property Tax Reductions - Our firm handles commercial and residential property tax challenges. If you think your property taxes are too high, give us a call. We have a very high success rate!

icon of a foreclosed house


If your house is in foreclosure, we know it’s a very stressful time. But you have options! Our lawyers are experienced in helping clients avoid foreclosure or delaying it as you explore your options.

  • Stop Creditor Harassment
  • Foreclosure Defense
  • Loan Modification
  • Short Sale
  • Negotiations & Documentation
  • Reduce Foreclosure Stress
  • Using Bankruptcy to Put Off Foreclosure
  • Illinois Foreclosures by County
icon of a gavel


Civil litigation applies to non-criminal actions. These types of disputes are often based on contracts or nonpayment of fees.

We are experienced in handling disputes and legal matters that have arisen between individuals, groups and businesses.

If you are involved in any such case, you should seek counsel from a reputable lawyer with experience in the appropriate area of civil law.

If you feel that you have been adversely affected by the actions of someone else, your choice of counsel can have a significant impact of the outcome.

Some cases are resolved outside the courtroom while others go before a judge.

The firm has handled many different types of cases in State and Federal court.

Judd Lofchie is proud of a case that he and the firm recently won against one of the largest law firms in the world on behalf of a high school athlete against the IHSA. The case was covered by the Chicago Sun-Times/Beacon News, Chicago Tribune, and the Kane County Chronicle. He is licensed in State and Federal Court and in Washington D.C.

icon of a broken piggy bank


Our firm handles consumer chapter 7 and chapter 13 cases. Chapter 7 allows you to totally wipe out all of your debts including the IRS (if 3 years old). Get a fresh start and get rid of your credit cards, loans, medical bills, etc.

We also handle Adversary cases whereby we represent people trying to stop people who are filing bankruptcy to erase the debt of our clients. These cases are tricky but we have been successful.

We will STOP the harassing phone calls immediately and give you piece of mind if you call us right now at 630 236-3600!

Call us for answers on:

  • Bankruptcy Debt Relief
  • Bankruptcy Terms
  • Frequently Asked Questions About Chapter 7
  • Frequently Asked Questions About Chapter 13
icon of a business chart


Many legal costs can be avoided by working with a business attorney who understands business law. Lofchie and associates fully understand business law and the legal concerns of establishing and running a business. Our counsel goes beyond the traditional lawyer-client relationship, by offering efficient, money-saving methods to legally protect companies without the legal bills which usually follow.

call us for answers on:

  • Business Organizations (LLC, C-Corporations, S-Corporations)
  • Buying or Selling Your Business
  • Employee Handbooks
  • Non-Compete and Non-Disclosure

We work with clients in all types of industries, including restaurants and bars, retailers, manufacturers, landlords, and consultants.

We work with businesses that have been in the family for years and may need estate planning services and we work with owners who are starting a new company.

Our lawyers have experience in corporate law, employment law, environmental law, real estate, commercial leases and property tax disputes. We practice at local, state and federal levels.



You can also avoid family disputes by having your affairs in order.

Even before you get married we can help you structure and prepare a Prenuptual Agreement. We have many years of experience with this delicate process. These need to be signed well before you get married in order to be valid.

In the event you have difficulty in your marriage we can recommend a good individual or family counsellor. We always recommend you try counselling before filing for divorce.

In the event you need to obtain a divorce we have a lot of experience in trying to negotiate a fast and fair settlement. And we can help prepare a “Parenting Plan” under the new guidelines. Divorce can be very emotional and expensive; we can help you minimize your stress during this difficult time.

icon of a restaurant waiter


Our firm represents a multitude of restaurant owners from single owner units to multiple franchise unit owners. Judd Lofchie grew up in the restaurant business and worked in four of his father’s restaurants.

Most restaurants do not have their corporate documents up to date. If they operate as a corporation they need to have annual meetings, record minutes, create by-laws, issue stock and have adequate paid-in-capital to maintain their corporate shield and protect their personal assets. If the business is an LLC the owners need an operating agreement with adequate buy-out procedures.

Restaurant owners face many types of risks, many of them employment matters, including sexual harassment. Having a good employment policy can reduce the threat and developing a strong and effective employment manual is key..

We handle Lease Negotiations, Property Tax Disputes Restaurants need an experienced real estate lawyer to negotiate and review their leases or a purchase of a building. Repairs and Maintenance clauses in leases can cost restaurant owners thousands if not properly drafted. In either case, it is often well worth your time and money to have a lawyer who is familiar with the restaurant and bar business on your side.

We can also help restaurant/bar owners and/or their landlord reduce their real estate taxes. We have a very high success rate reducing property taxes and work on a contingency basis. We can also help obtain Liquor Licenses and Video Gaming licenses. Many Chicago metro cities have approved video gaming which can be a great free revenue stream for owners.

Our Staff

Meet the Staff of Aurora Property Law

photo of Judd Lofchie

Judd Lofchie

Judd attended The University of Michigan for his undergraduate degree, Pepperdine University School of Law for his J.D. degree, and an Advanced Law Degree from American University in Washington D.C. in International Business.


  • DuPage & Kane County Bar Associations
  • National Association of Realtors
  • The Realtor Association of Fox Valley
  • Past President and member of the Rotary Club of Aurora
  • Co-founder and President of Aurora Business United Networking Group

Bar Admissions

  • Admitted to practice law in Illinois and the District of Columbia
photo of Miguel Fernandez

Miguel Fernandez

Miguel Ángel Fernández is a bilingual, intelligent, hard-working, Cuban-American attorney. He has practiced law in the State of Illinois for more than 13 years in the areas of real estate, estate planning, probate, general civil litigation, medical malpractice litigation, insurance coverage and e-discovery/document review.

Miguel graduated with honors from the University of Florida in 2000 with a Bachelor of Arts degree in Political Science and History. He received his law degree (J.D.) from the University of Chicago Law School in 2003. Miguel is licensed to practice law in the states of Florida and Illinois and before the United States District Court for the Northern District of Illinois.

Miguel also has his real estate broker’s license and is a member of the Illinois State Bar Association, the National Association of Realtors, Illinois Realtors, the Realtor Association of the Fox Valley, the National Association of Hispanic Real Estate Professionals, and the Northwest Network of the Illinois Chapter of the Women’s Council of Realtors. He is also active in his local church, and he recently joined the Knights of Columbus, the world’s foremost Catholic fraternal benefit society. Miguel is fluent in Spanish.

photo of Monique

Denise Devitt

Denise is an Aurora divorce lawyer serving DuPage and Kane Counties, known for the compassion and support she shows her clients, but also for her experience with related issues such as pre-nuptial agreements, paternity and child support in surrounding towns like Naperville, Geneva, Aurora, Yorkville and Lisle. Denise brings her experience working for a large Chicago divorce law firm. She also helps clients with softer solutions using mediation, if possible.

Denise personal injury and bankruptcy specialist and handles foreclosure defense and landlord tenant matters.

photo of Jeff Miller

Jeff Miller


Jeff brings years of experience to our firm. His undergraduate degree is from Cal Poly, San Luis Obispo and holds a MBA from Kellogg School of Management, Northwestern University.

Jeff has been a successful business executive, having bought and sold 4 company’s in his career. In his last endeavor, he acquired the business’ building out of foreclosure, designed and constructed to double the size, and eventually sold to a insurance trust fund. He has bought and sold many properties, and currently buys foreclosed homes and rehabs them.

Jeff holds his Real Estate brokers license, and helps our clients buy and sell their homes, commercial property, and mixed-use structures.

photo of Linda


Paralegal & Office Manager

Linda has years of experience in law firms, real estate offices and the corporate world. For the past 4 years, she served as legal assistant, working with the law firm’s clients on estate planning, trusts, wills, Power of Attorney, bankruptcy and foreclosures in Kane County.

She appreciates how people feel when going through bankruptcy and likes working with clients, “because we help people get out of debt." One of her favorite clients was working with a family filing for bankruptcy in Naperville. The husband was having a hard time dealing with this stressful life event. “We were able to give him some comfort and that felt good."

photo of Monique


Legal Assistant

Monique has been with the firm for most of the past 5 years, helping clients with legal documents, business incorporations, real estate closings, commercial leasing and foreclosures.

She was proud of helping on a case that involved representing a high school client win a verdict against the IHSA.

She is also responsible for the firm’s bookkeeping. To discuss a payment, please call 630 236-3600.


Contact us and we'll get back to you within 24 hours.

  1585 Beverly Court #129, Aurora, IL 60502